First Commercial Bank offers concierge banking products and services. Our deposit accounts are FDIC insured to the maximum amount allowed by law.  For more information visit:
https://www.fdic.gov/edie/index.html.

The following products are offered to non-businesses:

 EXECUTIVE CHECKING
Our elite checking account. Offers a competitive interest rate, preferred interest rates on Certificates of Deposit, access to Concierge services, subscription to Kiplinger’s Personal Finance Magazine, as well as additional account privileges for those who maintain a daily ledger balance of $10,000 or greater. 

View Current Interest Rates

 PRIVATE PLUS CHECKING
Access to all Private Checking products and services coupled with a tiered interest rate paid monthly on available balances of $2,000 and greater. Maintain a $2,000 minimum ledger balance in order to avoid a monthly service charge.

View Current Interest Rates

 PRIVATE CHECKING
Straightforward uncomplicated checking paired with uncompromised personal service. Maintain a $500 minimum ledger balance in order to avoid a monthly service charge.

 OVERDRAFT PROTECTION
A discretionary line of credit attached to a checking account.  Application, credit approval and $25 annual fee applies.

 PRIVATE MONEY MARKET SAVINGS
A traditional Money Market that offers a tiered interest rate paid quarterly on available balances while providing access to funds. Transaction restrictions apply.

View Current Interest Rates

 CERTIFICATES OF DEPOSIT
Provides a guaranteed return on investment. Our CD’s are designed to provide the most competitive rates available for a specified period of time. Certificates of Deposit are available in Traditional IRA, ROTH IRA, and SEP IRA products. Year-end statement on your IRA keeps you abreast of your investment's value.

View Current Interest Rates
 

 HEALTH SAVINGS ACCOUNT (HSA)
Designed for individuals with a High Deductible Health Plan.  A compliment to traditional health insurance allowing the individual to pay for future health care expenses.  Funds in this account are paid a competitive rate and may have possible tax advantages (consult a tax advisor).

 COVERDELL EDUCATION SAVINGS ACCOUNT (CSA)
An investment tool for the purpose of paying future expenses of a child's elementary, secondary, or post-secondary education.  Contributions grow tax deferred and proceeds withdrawn are tax free when used for paying qualified expenses