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Basic Checking
With a minimum balance of $1,000, no service charge is assessed.
Unlimited check writing and deposits are allowed.
Interest Checking
With a minimum balance of $1,000 this account will earn a competitive interest rate.
The account will earn a higher rate of interest with balances between $10,000 and $25,000,
between $25,000 and $50,000 and balances over $50,000 will earn our highest
consumer-checking rate. Unlimited check writing and deposits are allowed. If the balance
falls below $5,000 a service charge will be assessed.
Money Market Savings
Interest is earned on a tiered rate and is paid quarterly on daily collected balance.
With an average collected balance of $1,000 or more, your quarterly service charge will be
waived. You may make up to six pre-authorized or automatic transfers, including phone
transfers, each month, only three are allowed by check to a third party. Transfers
between depository accounts (in person or by mail) and withdrawals (in person) are
unlimited.
Overdraft Protection
Put an end to those nasty surprises and open a First Commercial Bank's overdraft protection
line of credit. Once approved, shortfalls in your account will be automatically covered and
a notice will be sent to you.
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